



Schließe dich hunderten zufriedenen Kunden an
Your insurance, real estate and financing
Honest, easy to understand, and pressure-free – exactly the way you need it.

I know what frustrates you
Every “advisor” just wants to sell something
You need a different person for every single issue
The language is complex, and you feel lost
You lose time, money, and patience
No one truly takes responsibility
You need peace of mind, and all you have is more stress. It really doesn't have to look like this.
What I offer
Insurance
Policies you understand. Advice without pressure. Only what you truly need.
Mehr zu meinem VersicherungsserviceImmobilien
Buying, selling, or renting – with someone who truly has your back.
Mehr zu Immobilien mit mirFinanzierung
A loan that suits you – not your bank advisor. Clear, independent, and with real guidance.
Finanzierungsberatung ansehen
14 years of experience
How I work
- I listen
– without pressure, without jargon
- I analyze
– your situation, contracts, and goals
- I recommend
– solutions you understand
- I support you
– step by step, if you want
- I stay with you
– even after the deal is done

Who I am
My name is Monika Licbarska. I’m an entrepreneur, an independent consultant working on a commission basis, and a professional broker. I know the stress and uncertainty – and I also know how much easier life becomes when you have a real partner by your side.
Schedule a free consultationContact Form
Use the convenient contact form to get in touch with me
Let's talk about future cooperation together
If you have any questions you are cordially invited to contact me - I am sure I will be able to help.