Schließe dich hunderten zufriedenen Kunden an

Your insurance, real estate and financing

Honest, easy to understand, and pressure-free – exactly the way you need it.

I know what frustrates you

Every “advisor” just wants to sell something

You need a different person for every single issue

The language is complex, and you feel lost

You lose time, money, and patience

No one truly takes responsibility

You need peace of mind, and all you have is more stress. It really doesn't have to look like this.

What I offer

Life · Health · Property · Self-employment · Liability ·
Life · Health · Property · Self-employment · Liability ·

Insurance

Policies you understand. Advice without pressure. Only what you truly need.

Mehr zu meinem Versicherungsservice
Ownership · Investment properties · First-time buyers · International Support ·
Ownership · Investment properties · First-time buyers · International Support ·

Immobilien

Buying, selling, or renting – with someone who truly has your back.

Mehr zu Immobilien mit mir
Loan comparison · Applications · Bank communication · Strategy ·
Loan comparison · Applications · Bank communication · Strategy ·

Finanzierung

A loan that suits you – not your bank advisor. Clear, independent, and with real guidance.

Finanzierungsberatung ansehen

14 years of experience

How I work

  1. I listen

    – without pressure, without jargon

  2. I analyze

    – your situation, contracts, and goals

  3. I recommend

    – solutions you understand

  4. I support you

    – step by step, if you want

  5. I stay with you

    – even after the deal is done

Finally someone who doesn’t try to sell but really helps. I truly felt seen.

– Marta, client from Bielefeld

Insurance, real estate and financing – all handled by one person, with structure and heart.

– Krzysztof, construction entrepreneur from Frankfurt am Main

Who I am

My name is Monika Licbarska. I’m an entrepreneur, an independent consultant working on a commission basis, and a professional broker. I know the stress and uncertainty – and I also know how much easier life becomes when you have a real partner by your side.

Schedule a free consultation

Contact Form

Use the convenient contact form to get in touch with me

Let's talk about future cooperation together

If you have any questions you are cordially invited to contact me - I am sure I will be able to help.

Contact Number

+49 151 708 850 75